Privacy PolicyI ntroduction
This Privacy Policy outlines how we collect, use, and safeguard your information when you use our services. Capitalized terms used herein have meanings defined in this document and apply whether used in singular or plural form.
Key Definitions
Account:Your individual user account created to access our services.Business: For CCPA purposes, refers to our organization as the entity collecting and managing user data.Company:Referred to as “we,” “us,” or “our,” represents UFIG.Consumer:A California resident as defined by the California Consumer Privacy Act (CCPA).Cookies:Small text files used to store data on your device for analytics, preferences, and session tracking.Device:Any technology used to access our services, such as smartphones, tablets, or computers.Personal Information/Data:Data that identifies or is reasonably linked to an individual, including names, contact details, and health or financial data.Service Provider:Third parties contracted to assist with the delivery or maintenance of our services.Website:Refers to our online platform at www.unitedfamilyinsurancegroupforhomes.com
You/Your:Any user accessing or interacting with our services.
Information We Collect
We may collect the following types of data when you engage with our services:
Name, email, phone numberMailing address and ZIP codeMortgage details and estimated monthly paymentsHealth conditions relevant to insurance eligibilityPolicy and coverage interestsBeneficiary detailsTechnical data (e.g., IP address, browser type, visit duration)
How We Use Your Information
We use your information to:
Deliver and maintain our servicesRespond to your inquiries and manage service requestsContact you via email, text, or call with updates or offersConnect you with licensed agents or affiliated insurance providersMonitor website usage and performanceFulfill legal obligations and business operations
Cookies & Tracking Tools
Our site uses cookies and similar tracking technologies for site functionality, analytics, and improving user experience. You can adjust browser settings to manage cookie preferences, but this may impact website usability.
Data Sharing & Disclosure
We may share your data with:
Licensed agents and insurance affiliatesService providers assisting with customer outreach, analytics, or technical supportIn cases of mergers, sales, or restructuringWhen required by law or to enforce our policies
Data Security
We implement appropriate technical and organizational measures to protect your personal information. However, no digital transmission or storage method is entirely secure, and we cannot guarantee absolute data security.
CCPA Rights (California Residents Only)
You may exercise the following rights under the California Consumer Privacy Act:
Know what personal data we collectRequest a copy of your personal informationRequest deletion of your dataOpt-out of data sharing (where applicable)Be free from discrimination for exercising privacy rights
To submit a request, contact us via email or our website.
Do Not Sell My Information
We do not sell your personal information. However, we may share it with service providers strictly for service-related purposes.
Third-Party Websites
Our website may link to external websites. We are not responsible for the privacy practices or content of these third-party sites. We encourage reviewing their privacy policies before sharing personal information.
Policy Updates
We may modify this Privacy Policy at any time. Changes will be posted on this page with an updated revision date. Continued use of our services indicates your agreement to the latest terms.
Contact Information
If you have any questions or requests regarding this Privacy Policy, contact us at:
Email:I [email protected]
Website: www.unitedfamilyinsurancegroupforhomes.com
Phone:800-354-4644
These Terms and Conditions govern your access to and use of our services provided through the website
www.unitedfamilyinsurancegroupforhomes.com
. By using this site, you agree to comply with and be bound by these Terms. If you disagree with any part, you must refrain from using our services.
Throughout these Terms, the following terms are used with these meanings:
Affiliate: Any entity that controls, is controlled by, or is under common control with another party, where control means ownership of 50% or more of voting equity. Account: A registered user profile created to access specific features or services.Company: Referred to as “we,” “our,” or “us," indicates www.unitedfamilyinsurancegroupforhomes.com.
Country: The United States of America.Device: Any internet-connected tool, such as smartphones, tablets, or computers, used to access the service.Feedback: Any insights, ideas, or suggestions submitted by you relating to our services.Goods: Any products or services offered through our platform.Orders: A submission by you to purchase or inquire about services from us.Service: Includes our website, tools, and lead generation systems designed to connect users with third-party affiliates. Terms: This Terms and Conditions agreement in full. Third-Party Social Media Service: External platforms or content integrated with or linked through our services.Website: Our online platform at www.unitedfamilyinsurancegroupforhomes.com You: The person or entity using our services, either on their own behalf or on behalf of an organization.
By accessing our platform, you acknowledge and agree to these Terms. You must be at least 18 years of age to use our services. If you are under 18, access is strictly prohibited.
Your use of the Service also signifies your consent to our
Privacy Policy
, which outlines how we handle your data.
When creating an account, you agree to provide accurate and up-to-date information. You are solely responsible for maintaining the confidentiality of your password and account activity. Notify us immediately of any unauthorized use or suspected breach of your account.
All content and materials on the Service, unless provided by users, are the intellectual property of the Company or its licensors. This includes, but is not limited to, text, images, logos, code, and designs. You may not use our trademarks or branding without prior written consent.
By submitting Feedback, you transfer to us full ownership and rights to use it without restriction. If such a transfer is legally invalid, you grant us an unlimited, royalty-free, perpetual license to utilize the Feedback in any way.
Our Website may feature links to third-party sites. These external platforms are beyond our control, and we are not responsible for their content or policies. We recommend reviewing their terms and privacy statements before using those services.
We reserve the right to suspend or terminate your account without notice if you violate these Terms. Upon termination, your right to use the Service ends immediately. You may also cancel your account at any time by discontinuing use.
To the fullest extent permitted by law, the Company’s liability is limited to the amount you paid for services, or $100 USD if no purchase was made. We are not liable for any indirect, special, or consequential damages, including data loss, profit loss, or service interruption.
Our services are provided without warranties of any kind, whether expressed or implied. This includes warranties of merchantability, fitness for a specific purpose, or non-infringement. We do not guarantee that the Service will be uninterrupted or error-free.
These Terms are governed by the laws of the State of Wyoming. You agree that any legal disputes will be handled under Wyoming law without regard to conflict of law principles.
Should any disputes arise, you agree to attempt informal resolution by contacting us directly. If resolution cannot be achieved, further legal avenues may be pursued under the applicable laws of Wyoming.
If any provision of these Terms is deemed unenforceable or invalid, it will be modified to the extent permitted to reflect the original intent. The remaining sections will continue in effect.
Failure to enforce any provision or right under these Terms shall not constitute a waiver of future enforcement of those rights or provisions.
We reserve the right to revise these Terms at any time. If changes are considered significant, we will provide 30 days’ notice prior to implementation. Continued use of the Service following changes implies your acceptance of the updated Terms.
For questions, comments, or concerns regarding these Terms, please reach out to us:
Email:[email protected]
Website Contact Page: www.unitedfamilyinsurancegroupforhomes.com